Traveling to foreign countries implies many risks but for those who enjoy travelling there is no reason to despair as multi trip travel insurance can provide all the necessary coverage to be protected from those risks. Multi trip travel insurance is an insurance product that has been tailored to meet the needs of frequent travelling customers that would otherwise need to pay for separate travel insurance products.
This unified multi trip travel insurance provides the same coverage as an individual travel insurance product but provides protection for multiple trips and more. Moreover, comparatively, the costs of these individual products would be a lot higher when added together. The combined multi trip travel insurance provides a cheaper solution for those who are frequent travelers.
What Does It Cover For?
As simple travel insurance policies, multi trip travel insurance covers for illnesses and accidents occurred during the trip and reimburses the medical expenses that such unexpected events imply. The difference is that you do not need to purchase insurance for each trip you take. Instead, multi trip travel insurance covers all of your trips in exchange for a single and lower premium than the premiums of all the other insurances combined.
Moreover, multi trip travel insurance policies also cover for theft (whether it is money or personal belongings), mugging and also loss. If you loose your luggage or documentations and need legal assistance, multi trip travel insurance will also cover these eventualities and all the costs and fees necessary to solve such situations which can be very stressing due to being on a foreign country.
Coverage For Emergency Flights
An interesting addition, given the current situation of the commercial flight business, is the inclusion on the policy of the following protections: Multi trip travel insurance will cover for emergency evacuations (due to internal problems in the foreign country or weather disasters), flight cancellations and flight delays (that often happen and make you lose connections).
The above additions are interesting given that not all travel insurances include these protections and it is smart to add them because you never know what may happen. Handling these situations on your own can be extremely stressing and costly, you cannot always count with the aid of the consulate or national authorities and being on your own with these problems on a foreign country is something you can definitely do without.
Where Do I Get Multi Trip Insurance?
More and more insurance companies are offering these policies and therefore you will not have difficulties getting one. You can visit the insurance companies’ online sites as many of them advertise these and other travel insurance policies online. You may also be able to request an online quote by filling a form specially designed for travel insurance on their online site.
Moreover, there are insurance brokers that will help you decide which insurance is best for you and can show you multiple quotes from different insurance companies to let you decide which product best adjusts to your current needs. Remember: doing some research and comparing quotes will guarantee that you get the best deal available and will save you hundreds of dollars.